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For Banks & Financial Institutions

Property Valuation for Lending

Lending Values in Minutes Instead of Weeks

Replace expensive, weeks-long property valuations with photo-based AI assessments in under 30 minutes. Ideal for lending, portfolio valuation, and refinancing. GutachtenPilot delivers bank-compliant valuation documents with complete photo documentation.

62%
Cost Savings
26 Min
Processing Time
48 EUR
From per Assessment

Features for For Banks & Financial Institutions

Market Value Assessment

AI-based valuation using image analysis, comparable data, and location factors. Automatic consideration of micro and macro location.

Condition Assessment

Automatic detection of damage, modernization backlog, and maintenance deficits through AI image analysis.

Lending Value Indication

Risk-weighted assessment as a decision basis for lending according to BelWertV.

Photo Documentation

Structured, traceable image documentation with AI annotations for the credit file.

PDF Report

Bank-compliant valuation document with all relevant metrics, directly archivable in DMS.

Use Cases

Lending

Quick lending value determination for mortgage financing

Portfolio Valuation

Regular revaluation of real estate portfolio

Refinancing

Current valuation for existing loans

Risk Assessment

Condition analysis for credit risk evaluation

Your Advantages with GutachtenPilot

70% cost savings compared to external appraisers
Assessment in under 30 minutes instead of 2-4 weeks
BelWertV-compliant documentation
Seamless integration into existing banking systems via API

Regulatory Compliance

GutachtenPilot meets the requirements of BelWertV, MaRisk, and GDPR. All assessments are documented in an audit-proof manner and can be traced at any time.

"A property valuation today takes an average of 2-4 weeks and costs 800-2,000 EUR. With AI support, banks can reduce this process to 30 minutes — with consistent quality."

Industry Assessment

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